Child Support: The Importance of Health Insurance Coverage

Introduction

When it comes to child support, there are many aspects to consider. One of these is health insurance coverage for the child, which is often a key concern for parents navigating through divorce or separation.

The Essence of Section 6

Section 6 of the Federal Child Support Guidelines empowers the court to order that medical or dental insurance coverage be maintained or acquired for the child. This provision is crucial to ensure that the child's health needs are met, regardless of their parents' marital status. However, the condition is that the coverage should either be available through a spouse's employment or be obtainable at a reasonable rate.

Health Insurance Premiums as Special Expense

The cost of health premiums could be considered a special or extraordinary expense to be divided between the parties. This means that even if one parent is primarily responsible for child support, the other parent could be ordered to contribute towards health insurance premiums. This consideration ensures that the financial burden is shared equitably, and the child's health care needs are adequately covered.

Conclusion

Understanding the provisions for health insurance coverage in child support cases is vital for all parties involved. Section 6 of the Federal Child Support Guidelines ensures that a child's right to health is upheld, making it an important aspect of child support cases. It is essential that parents and counsel are fully aware of these considerations to ensure the child's best interests are at the forefront of any decisions made.

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